Receive up to 100% financing for your next new or used vehicle. Our low, simple interest rate loans offer extended terms up to 84 months. Plus, there are no prepayment penalties. Several options are available to set up automatic repayment including, ACH, payroll deduction, or automatic transfer from your checking or savings.Add Credit Life, Credit Disability, GAP insurance and/or Mechanical Breakdown Protection for peace of mind and added coverage.
The following products can be added to some loan types to protect you and your investment:
Guaranteed Auto Protection (GAP): GAP protects against financial loss in the event that your vehicle is damaged beyond repair (totaled) or stolen and never recovered. With GAP, the covered deficiency balance is then waived.
Route 66 Extended Warranty: No matter where you travel in the United States, Route 66 protects you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts and labor. All plans come with a rental car allowance and emergency roadside assistance.
Credit Life and Credit Disability Insurance: Insurance is available to insurable members on collateral loans up to $30,000. Pricing is very competitive.
Lakes Area Credit Union offers additional services, including:
FREE Pre-Approvals! Apply for a pre-approved auto loan today to improve your bargaining position and lessen your vulnerability to sales tactics. Once your application is approved, you may select a vehicle at your leisure. Pre-approvals are valid for 60 days.
Refinance Today! Are you paying a higher interest rate elsewhere? As a member of Lakes Area Credit Union, you don’t have to pay outlandish rates. With credit approval, we can refinance your loan to reduce your interest rate and monthly payments.
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