Turn your dreams into reality with a personal loan from lakes Area Credit Union. Whether borrowing to finance a dream vacation, new computer or other major purchase, we can tailor a loan to fit your budget. Maximum borrowing limits for an unsecured (not backed by collateral) personal loan is $5,000. Maximum borrowing limits for a secured personal loan varies depending on the collateral used to secure the loan.
You can be pre-approved for a loan today! Buy with confidence and receive a better deal on your major purchases when you become a pre-qualified buyer. Once your loan application is approved, you may select your purchases at your leisure. Pre-approved loans are valid for 60 days.
Refinance Today! Are you paying a higher interest rate elsewhere? As a member of Lakes Area Credit Union, you don’t have to pay outlandish rates. With credit approval, we can refinance your loan to reduce your interest rate and monthly payments.
Hassle-free loan payments! Once your loan is approved and signed for, you can arrange to have your loan payments automatically deducted from your payroll deposit, share savings or checking account. This is the simplest way to make your loan payments, and it eliminates the hassle of writing out and mailing checks.