With Lakes Area Credit Union's unsecured personal loans, you will benefit from competitively low, simple interest rates with excellent terms up to 48 months. Maximum borrowing limits for an unsecured personal loan (not backed by collateral) is $5,000. Maximum borrowing limits for a secured personal loan varies depending on the collateral used to secure the loan.
No Early Pay-Off Penalities! When you borrow from Lakes Area Credit Union, you pay interest on the unpaid loan balance. There are no penalties for paying off your loan early. Several options are available to set up automatic repayment including, ACH, payroll deduction, or automatic transfer from your checking or savings.
Refinance Today! Are you paying a higher interest rate elsewhere? As a member of Lakes Area Credit Union, you don’t have to pay outlandish rates. With credit approval, we can refinance your loan to reduce your interest rate and monthly payments.
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